Tax Filing for ₹24? Jio Finance’s Budget-Friendly ITR Tool
Filing Income Tax Returns (ITR) has always been seen as a costly and complicated task, with popular platforms charging ₹200–₹1,000 for basic filing. But in 2025, Jio Finance has disrupted the market by launching an ITR filing service for just ₹24. This move is not only pocket-friendly but also aims to make tax compliance easier for millions of Indians. In this blog, we’ll break down the features, process, and why this offering could be a game-changer.
⤷ What is Jio Finance’s ITR Filing Service?
Reliance Jio’s financial arm, Jio Finance, has introduced an income tax return filing feature on its app. The highlight? A flat ₹24 charge for basic returns, making it one of the most affordable options in the Indian market.
👉 Source: Samayam Telugu
⤷ Features of Jio’s ₹24 ITR Service
- Ultra-low cost: At ₹24, it undercuts competitors like TaxBuddy, ClearTax, and Tax2Win.
- App-based convenience: File returns directly via the Jio Finance app.
- Smart guidance: Step-by-step form filling with error checks.
- Secure data handling: Backed by Reliance’s digital ecosystem.
- Accessibility: Aimed at salaried employees and small taxpayers.
⤷ How to File ITR with Jio Finance (Step by Step)
- Download the Jio Finance app (Android/iOS).
- Login with Jio credentials or mobile number.
- Select “ITR Filing Service” from the dashboard.
- Upload Form 16 / income details.
- Fill personal details (PAN, Aadhaar, bank info).
- Pay ₹24 fee securely within the app.
- Review and submit—the app will e-file with the Income Tax Department.
⤷ How Does It Compare with Others?
| Platform | Charges (Basic Filing) | Ease of Use |
|---|---|---|
| Jio Finance | ₹24 | Very simple |
| ClearTax | ₹299+ | Simple |
| TaxBuddy | ₹499+ | Guided |
| Tax2Win | ₹200+ | Moderate |
Jio’s pricing is unmatched, giving it a strong edge for mass adoption.
⤷ Who Should Use Jio’s ITR Tool?
- Salaried employees with one income source.
- Students/freshers filing first-time returns.
- Budget-conscious taxpayers who want quick, hassle-free filing.
- People comfortable with digital apps.
⤷ FAQs
Q1: Is ₹24 the final cost?
Yes, for basic returns. Complex cases (business income, multiple sources) may require additional support in the future.
Q2: Is this service safe?
Yes. Jio Finance uses secure digital infrastructure with encrypted data handling.
Q3: Can I file for past years?
Currently, the app supports the latest assessment year. Older returns may need alternate filing options.
With its ₹24 ITR filing tool, Jio Finance is redefining affordability in the fintech space. For simple tax returns, this service is unbeatable compared to traditional platforms. If you’re a salaried individual or a first-time filer, this could be your go-to solution for 2025.
